Choose the right loan and you could save thousands of dollars

Sydney's house price growth is now hovering around the zero mark.

The December quarter 2004 housing data released by the Real Estate Institute of Australia (REIA) shows that the Sydney Median house prices declined 0.7 % to $471,500 in the December quarter. For the calendar year ended December 2004, price falls of 1.2% were recorded.

Interest rates will be the most important factor in determining where the market will move in the coming months. However with recent interest rate rises, those in the know expect the average Sydney Home prices to move further south.

Now is a good time to consider the health of your mortgage. Are you paying as little as you can for the most flexible mortgage product available to Sydney residents?

When was the last time your property was re-valued ? The equity in your property can provide you with an excellent opportunity to capitalise on Sydney real estate market bargains, should these surface over the coming months.

To ensure that you are prepared to take advantage of all investment opportunities that may come your way, please complete a Sydney Home Loan Refinance