All-In-One Home Loans

An All-In-One home loan offers the borrower all the necessary loan features to help them repay their mortgage sooner including salary crediting, free transactions, access to a nil-interest Visa card for everyday banking and convenient all-in-one banking to simplify managing your finances. All-in-one loans are also known as fully featured home loans. They are offered by most mainstream lenders as well as some non-bank non-traditional lenders. Many of these products will also come with an off-set account as well as a number of loan splits.

Home Equity Home Loans

A Home Equity Loan is ideal for borrowers who are keen to convert the equity they may have in their existing home into funds to use for other purposes such as share investments, another property or even home renovation These loans are also known as line of credit loans and often come at a slight premium to a straight home loan. However they allow the borrower to bankroll their investments and their flexibility more than makes up for their slight cost premium.

Fixed Rate Home Loans

Webdeal can help you with Fixed Rate Home Loans for 1, 2, 3, 4 or 5 years. While some fixed home loans prevent the borrower from making principal repayments during the fixed period, others do not. Many of these loans are fully featured and come with no monthly, annual or on-going fees.
The borrower may decide to fix all or part of their home loan. You may simply choose to speak to one of our mortgage specialists to help you choose the best home loan for your needs.

Variable Home Loans

Variable Home Loans are the most popular type of home loan in Australia. The interest rate of these home loans has some correlation to the cash rate as set by the RBA, although in recent times these rates are set by the lenders themselves quite often outside of rate moves by the RBA.
The main advantage of a Variable rate loan is that you should be able to refinance your home loan to a different lender anytime you wish without incurring hefty penalties as you may with a fixed loan.


Construction Home Loans

Webdeal has access to the best construction loan products available in Australia. You can apply for a construction loan for constructing either your own home or an investment property. Even if you are looking for a commercial construction loan we can help you source a great loan product.

Low Doc Home Loans

Low Doc Home Loans are special products developed for applicants who are Self-Employed or do not have up to date financials. Low doc home loans have varying degrees of required supporting documentation. Since the introduction of NCCP legislation the lending rules for low doc borrowers had undergone some changes across the board. Why not speak to our Low Doc Home Loan specialists to find out what loan product suits you more.

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