Webdeal Home Loans are able to offer a large range of home loan types to accommodate almost every situation.

The Basic Variable Home Loan is a variable loan product that is not as highly featured as the Standard Variable home loan. The biggest advantage of this home loan is it’s rate of interest.

The Standard Variable Home Loan is Australia's most popular type of home loan. The main reason for it’s popularity, is the flexibility associated with such a home loan.

The Fixed Rate Home Loan allows the borrower to fix the interest rate for the term of the loan - usually between one and 5 years.

A Combination Home Loan is also known as a ‘Split’ Home Loan. Many lenders will allow you the option of splitting a loan into a partly fixed rate and a partly variable rate components, at whatever percentage the borrower chooses.

A line of credit is an interest only variable rate loan secured against a residential property allowing access to funds whenever you need them.

An Equity Home Loan allows the borrowers to use the equity in their existing property for other purposes such as renovations, investing in shares or managed funds, or financing an investment property.

100 per cent offset accounts are a separate savings account attached to your home loan. The interest rate on the offset account is the same as that on the loan.

No Deposit Home Loan is also known as the 100% home loan. It enables the applicant to borrow the full purchase price without the normal deposit requirements of the traditional lending institutions.

Bad Credit loans are loans available to borrowers who have previously been refused finance for not meeting the traditional lenders' criteria.

Credit Impaired Loans are designed for customers who have had loan arrears, unpaid or paid defaults and judgments, or even a history of bankruptcy.

Bridging finance may be more expensive than ordinary home loan finance, however it’s main advantage is that a Bridging Loan may prevent you from loosing your deposit through inability to settle on the new purchase.

Residential Construction Loans present you with the opportunity to finance construction of residential property assets, such as houses, town houses, home units, and villas.

Renovation Home Loans - if you are looking to extend your home, renovate your kitchen, or the kids are asking for a pool – we can help you access the equity in your home to finance your home renovation project.

Investment Home Loans are designed to meet the various needs of property investors and provide a flexible range of options and features.
 

Interest Only Home Loans - this type of loan is commonly used by investors. It is invariably a short term arrangement (1 – 5 years), with payments made by the borrower being for interest only.

A Portfolio Loan is effectively a revolving line of credit secured by the borrower’s home.

Honeymoon Home Loans are generally fixed/capped rate loans that offer a reduced interest rate to new borrowers for a short period of time, usually ranging from 6 to 12 months.