Monthly Archives: March 2010

Housing Problem for RBA

Australia’s affordable housing crisis may worsen if efforts by the Reserve Bank to choke off rising prices prompt home builders to shelve plans for new construction, an economic research group said today. Economics forecaster BIS Shrapnel said today rising house … Continue reading

Posted in First Home Buyers, Home Loans, Property News | Comments Off

Baby Boomers riddled with debt

HOME upgrades, renovations, stay-at-home children and ageing parents will force a growing number of baby boomers to carry debt into retirement. This will further drain their already-underfunded super and force many to work longer or accept a lower standard of … Continue reading

Posted in Bad Credit Home Loans, Debt Consolidation, Economy, First Home Buyers, Home Loans, Low Doc Home Loans, Mortgage Refinance | Comments Off

CUA drops variable rates on mortgages

ONE of the nation’s biggest credit unions, CUA, has added to the competition against the big banks by cutting the interest rate on its variable mortgage product by 25 basis points. The move comes amid comments from the nation’s biggest … Continue reading

Posted in First Home Buyers, Home Loans, Mortgage Refinance | Comments Off

Renewed interest in Low Doc Home Loans

Macquarie Bank snuck low doc home loans into the mix of assets backing $1.2 billion in bonds last week – the remainder of the mortgage assets backing the bond were AAA “fully verified income loans”, said SmartCompany. Actually, to say … Continue reading

Posted in Economy, First Home Buyers, Home Loans, Low Doc Home Loans | Comments Off

Regional Lenders win home loan business from big four

FURTHER signs have emerged of intensifying competition in the home-lending market, with the major banks’ share of loans originated from mortgage brokers sliding in the December quarter. A survey by financial services research firm Market Intelligence Strategy Centre shows the … Continue reading

Posted in Economy, Home Loans, Low Doc Home Loans, Mortgage Refinance | Comments Off

Interest Rates will remain high – CBA

NEW bank debt will remain expensive for at least another two years, which will increase the cost of new mortgages and business loans, the Commonwealth Bank’s most senior funding executive has warned. Lenders can expect to pay about 100 basis … Continue reading

Posted in Economy | Comments Off

Melbourne Property Market Sizzling

MELBOURNE’S property market is shaping up to record its strongest pre-Easter results due to insatiable demand. Of the weekend’s 884 auctions, 623 properties were sold, generating a clearance rate of 87 per cent when the 145 properties sold before auction … Continue reading

Posted in Property News | Comments Off

Sydney Home Prices to Double within decade

UP TO half of Sydney homeowners are set to become property millionaires, with house prices predicted to double in the next decade. Figures prepared exclusively for The Sunday Telegraph by Australian Property Monitors (APM) show Sydney’s median property price is … Continue reading

Posted in Economy, Home Loans, Property News | Comments Off

Tax on Foreign Funds adds to Homeloan Cost

HOMEBUYERS miss out on billions of dollars worth of cheap home loans because of a tax on foreign banks bringing deposits into the country, ING Direct says. Foreign-owned banks such as ING want to use deposits raised in Germany and … Continue reading

Posted in Economy, First Home Buyers, Home Loans | Comments Off

HIA – Housing Shortage

A new report claims Australia’s housing shortage will more than quadruple by 2020 if current building trends persist. The Housing Industry Association (HIA) report says the current shortage of 109,000 houses could increase to 466,000 over the next decade. Official … Continue reading

Posted in Property News | Comments Off