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	<title>Mortgage Loans, Home Loans, Bad Credit Home Loans</title>
	<link>http://www.webdeal.com.au/mortgage</link>
	<description>home loans and mortgage loans in australia, bad credit home loans australia</description>
	<lastBuildDate>Thu, 09 Sep 2010 02:33:20 +0000</lastBuildDate>
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	<item>
		<title>Are no deposit home loans a good idea?</title>
		<description><![CDATA[As more lenders are starting to introduce 95% home loans many are beginning to wonder whether we will be back to no deposit home loans before too long.  Weren&#8217;t such loans the reason for the collapse of the US property market?  If so, then why are we slowly moving back to the same.
Paul Caputo, the [...]]]></description>
		<link>http://www.webdeal.com.au/mortgage/are-no-deposit-home-loans-a-good-idea/</link>
			</item>
	<item>
		<title>Home Owners Expect a rate rise in November</title>
		<description><![CDATA[According to a survey of Australian Mortgage Holders, majority believe that interest rates will increase at least one more time this year. 
 Over three quarters of  borrowers believe rates will go up, the study  shows, and 45 per cent are concerned that a rate rise would significantly affect the household budget.
The survey results [...]]]></description>
		<link>http://www.webdeal.com.au/mortgage/home-owners-expect-a-rate-rise-in-november/</link>
			</item>
	<item>
		<title>LMI costs slashed on low doc home loans</title>
		<description><![CDATA[Homeloans Ltd has announced an offer to low doc mortgage applicants.  The funder will cover the cost of  Lender’s Mortgage Insurance (LMI) on its Ultra range of lo doc loans on  LVRs up to 70 per cent.
Tony Carn, the general for third party sales at Homeloans  has told The Adviser that borrowers would [...]]]></description>
		<link>http://www.webdeal.com.au/mortgage/lmi-costs-slashed-on-low-doc-home-loans/</link>
			</item>
	<item>
		<title>Banks expect a drop in demand for home loans</title>
		<description><![CDATA[According to a report in the Financial Review the big four are expecting to see a drop in demand for both mortgages and business loans over the next half a year.
Information provided by the Australian Bureau of Statistics suggests that demand for home  loans had increased by just 0.5 per cent in August 2010, [...]]]></description>
		<link>http://www.webdeal.com.au/mortgage/banks-expect-a-drop-in-demand-for-home-loans/</link>
			</item>
	<item>
		<title>No genuine savings? No worries!</title>
		<description><![CDATA[First Home Buyers are likely to line up for a new home loan offer by the Yellow Brick Road, introduced by Mark Bouris the founder of Wizard Home Loans.  The new mortgage product is specifically for the first home buyers market segment. This loan will enables first time borrowers to bypass the genuine savings  [...]]]></description>
		<link>http://www.webdeal.com.au/mortgage/no-genuine-savings-no-worries/</link>
			</item>
	<item>
		<title>Do not confuse housing shortage with a price bubble</title>
		<description><![CDATA[According to George  Livermore, group executive of Core Logic, Australia is not facing a house price bubble, rather a severe housing affordability crisis.
George Livermore said that the US property market faced a burst bubble during the  GFC when mortgage holders preferred to default on their home loans because  of the dip in [...]]]></description>
		<link>http://www.webdeal.com.au/mortgage/do-not-confuse-housing-shortage-with-a-price-buble/</link>
			</item>
	<item>
		<title>Off the plan is big with investors</title>
		<description><![CDATA[According to main players in Australian real estate, investors are showing a lot of interest in off the plan apartments with expectations of substantial price growth over the coming years. 
 Ray White is seeing a 6 per cent increase in investor interest in property as  shares weaken and with the end last year [...]]]></description>
		<link>http://www.webdeal.com.au/mortgage/off-the-plan-is-big-with-investors/</link>
			</item>
	<item>
		<title>Housing becomes an election issue</title>
		<description><![CDATA[With the 2010 federal election being tomorrow, the Coalition has announced a “Plan for Real Housing”.
Both the Real Estate Institute of Australia (REIA) and Housing  Industry Association (HIA) have welcomed the release after criticising  the major campaigning parties for failing to acknowledge housing  throughout the election campaign. Australia is in the midst [...]]]></description>
		<link>http://www.webdeal.com.au/mortgage/housing-becomes-an-election-issue/</link>
			</item>
	<item>
		<title>Provident Capital offers new high lvr home loan</title>
		<description><![CDATA[As part of a recent trend by a number of second tier lenders to up the lvrs available on their mortgages &#8211; Provident Capital has brought out a 95% home loan for owner occupiers.
The home loan also includes LMI fee  capitalisation and a line of credit secured Visa facility with a limit  of [...]]]></description>
		<link>http://www.webdeal.com.au/mortgage/provident-capital-offers-new-high-lvr-home-loan/</link>
			</item>
	<item>
		<title>Housing not affordable</title>
		<description><![CDATA[The ever-increasing home values and the growing costs of borrowing have generated a housing  affordability decline by more than 30 per cent over the past year.
According to the latest HIA-CBA Housing Affordability Report,  affordability declined by 9.1 per cent in the June quarter across all Australian capital  cities and 6.7 per cent [...]]]></description>
		<link>http://www.webdeal.com.au/mortgage/housing-not-affordable/</link>
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